After heating and cooling, water heating is typically the
largest energy user in the home because it is necessary for
so many domestic activities. So it pays to keep your water
heater working as efficiently as possible like lowering the
water temperature thermostat by ten degrees and wrapping
the water tank in an insulating blanket. But there is a
simple and very important part of maintenance that many
people ignore or don’t even know about.

In the course of normal use, minerals and natural sediment
in your water condense and settle to the bottom of your
water heater. This sediment can seriously impede the ef-
ficiency of your water heater and can eventually cause it
to malfunction, not to mention the fact that the sediment
will eventually start to get into your tap water.

Scroll down to find out what to do about this slowly
creeping problem.

Keep pinchin’ those pennies,
Penny

———————————————————————————–

Theater Night Light

List Price: $9.99
DEAL PRICE: $4.99
Get two for $7.98

“Theater” night light casts light in any direction. The
grill style faceplate features vents that adjust to any
angle.

Use it to bring safety, security and convenience to any
room in your home while adding a decorative touch. LED
light lasts 100,000 hours and saves money.

Best thing… The built-in sensor turns light on at dusk
and off at dawn. 3″ x 2″ 2/3 x 2″ 1/4

FEATURES:
- Long Lasting LED (no replacement bulbs ever)
- Automatic on at dusk off at dawn
- Cool to the touch
- Adjustable Louvers to Direct Light

This is a great choice for lighting a hall or doorway w
here you don’t want to illuminate the whole room. Get
one for $4.99 or save more and get two (2) for $7.98
http://pd.gophercentral.com/u/1067/c/120/a/%%merge lists_.nalt3_%%

*****

TODAY’S THRIFTY TIP:

Learning how to clean hot water heater sediment is easy:
First turn off the power so you don’t risk electrical shock
or burn out your element.  Then turn off the cold water
valve to the tank.  Attach a garden hose to the tank drain
valve and then drain a few gallons of the hot water in the
tank through the hose.  Then close the drain valve and open
the cold water valve and you’re ready to use the tank again.

*** PENNY’S THRIFTY TIPS BOOK IS HERE  ***

Save your money simply and successfully with all of Penny’s
best Thrifty Tips. For more info or to order visit:

http://pd.gophercentral.com/u/14727/c/186/a/619

*********************************************************************
END OF THRIFTY TIPS – Another GopherCentral Publication
Copyright NextEra Media. 2010. All rights reserved.

Do you buy vitamins or supplements? Expensive, aren’t they?
The sad fact is that you can provide your body with pretty
much all of the vitamins and minerals it needs with diet
alone. And the best part, it’s cheaper, too!

Scroll down for more.

Keep pinchin’ those pennies,
Penny

———————————————————————————–

SUPER SIZE SHAMMIE
Made In Germany, Don’t Be Fooled By Others…

Retail Price: $9.99
DEAL PRICE: $2.99
Get two for $4.98

Now is the time to get this FULL SIZED SHAMMIE for just $2.99.
Made in Germany don’t be fooled by others on the market that
just don’t do the job AND are more than triple the price!

Like on TV, this Super Size Shammie Absorbs 50% than natural
chamois. It’s extra large size of 27 x 17 can be cut in half
for smaller jobs. Durable enough for just about any task, but
soft and gentle enough for use on any surface.

It’s the PERFECT cleaning cloth and has hundreds of household
uses: floors, countertops, appliances, furniture windows, pets
and more. Perfect for washing car or boat, too!. Like on TV,
this soft, absorbent and non-abrasive cloth is 100% polyester
and will not scratch or damage any surface. Best of all… it’s
reusable! Just machine washable… but do not tumble dry.
http://pd.gophercentral.com/u/3961/c/120/a/%%merge lists_.nalt3_%%

*****

TODAY’S THRIFTY TIP:

Eat raw. Eat as many raw foods as you can. 84 percent of the
vitamins are destroyed by cooking. 100 percent of the enzymes
are killed when you heat food over 118 F. Minerals are co-
agulated and difficult to assimilate. In cooked food, because
of coagulation, the protein is 50 percent less assimilable,
as research showed at the Max Planck Institute for National
Research in Germany. This means that a person needs to eat
twice as much protein if it is cooked as opposed to raw.

*** PENNY’S THRIFTY TIPS BOOK IS HERE  ***

Save your money simply and successfully with all of Penny’s
best Thrifty Tips. For more info or to order visit:

http://pd.gophercentral.com/u/14727/c/186/a/619

*********************************************************************
END OF THRIFTY TIPS – Another GopherCentral Publication
Copyright NextEra Media. 2010. All rights reserved.

I happened upon an extremely interesting article today about
bottled water.

US bottled water sales are growing nearly 10 percent annually
and the trash from tossed containers is climbing just as
quickly. The irony is that the United States has some of the
best public water supplies in the world. Not only that, but
bottled water sold in the United States is not necessarily
cleaner or safer than most tap water.

Yet the public still consumes four billion gallons of water a
year in individual-sized bottles. Do we really need all that
bottled water?

Scroll down for some simple tips to help curb your bottled
water addiction…

Keep pinchin’ those pennies,
Penny

Watch this one-of-a-kind video of Hollywood’s greatest leading ladies!

http://pd.gophercentral.com/r/198/c/102/a/100226/l/184kb6

———————————————————————————–

Neck Genie Elite
No pain… No expensive surgery…

Normal Price: $19.99
DEAL PRICE: $9.99
Get two for $15.98

The Neck Genie will give your face a lift resulting in tighter
and firmer skin. It eliminates sagging skin and can reduce a
double-chin or neck folds. It does for your neckline what
exercise does for your body, making you look and feel younger.
Take years off your appearance and gently firm the underlying
muscles of the neck and tighten the skin without expensive
plastic surgery.

Use just two minutes a day and the Neck Genie will help you
tighten and tone your neck, chin and face the quick, easy,
pain-free way. Redefine your profile and reduce facial
sagging. The secret is in its new and improved version that
has a built-in a-d-j-u-s-t-a-b-l-e tension mechanism that
gently firms the underlying muscles of the neck and tighten
skin at the same time for a dramatic lift. No pain – No
expensive surgery.

Get one for $9.99 or buddy up with a friend and get two for $15.98
http://pd.gophercentral.com/u/1072/c/120/a/%%merge lists_.nalt3_%%

*****

TODAY’S THRIFTY TIP:

* There is nothing evil about bottled water. Sometimes it
is just more convenient to buy a bottle of water then spend
time looking for a water fountain. But do you really have
to buy two or three brand new individual bottles a day?
Whenever I buy a bottle of water I try save the bottle, if
it is convenient, and re-fill it with tap water. I almost
always have half-a-dozen bottles of ice cold water in my
fridge that I haven’t paid a cent for, and it’s just as
easy to bring one with me in the car in the morning or to
the gym at night as it is to buy a bottle while I’m out.

* Tap water tastes funny to you? Install a water filter on
your sink at home. A faucet mounted water filter can be as
cheap as $40 and will remove 96-99 percent of chlorine,
92-99 percent of lead, and between 95-99 percent of at
least a half dozen other chemicals and impurities from your
tap water.

*** PENNY’S THRIFTY TIPS BOOK IS HERE  ***

Save your money simply and successfully with all of Penny’s
best Thrifty Tips. For more info or to order visit:

http://pd.gophercentral.com/u/14727/c/186/a/619

*********************************************************************
END OF THRIFTY TIPS – Another GopherCentral Publication
Copyright NextEra Media. 2010. All rights reserved.

The trick to getting a bargain might be as easy as changing
the aisle where you do your shopping. That’s because retailers
often sell the same item marketed for different purposes at
different prices!

Keep pinchin’ those pennies,
Penny

———————————————————————————–

Cell Phone Charging Shelf Stand
You’ll want one for every cell phone user….

List Price: $9.99
DEAL PRICE: $5.99
Get Two For: $9.98

Not only are dangling cords unsightly when charging
your cell phone, MP3 player, phone, PDA, iPod, PSP,
or other hand-held devices, you don’t want to leave
it on the floor where they can get stepped on or the
cords can be a tripping hazard.

This Cell Phone Charging Shelf Stand is a great
little gadget. This handy shelf hangs adjacent to
the plug, keeping your phone safe, and the cords
neatly wrapped and out of the way.

Just put it on top of your outlet, plug your cord
through the opening, and wrap excess cord around
base. Place device on plastic cradle. Cradle size
is: 4″ x 3″ x 4″.

Great For Charging:
- Cell Phones
- PDAs
- PSPs
- iPods & other MP3 players
- any other handheld devices…

Get one for $5.99 or save more and get two for $9.98.
http://pd.gophercentral.com/u/1438/c/120/a/%%merge lists_.nalt3_%%

*****

TODAY’S THRIFTY TIP:

Next time you need casual clothes for working out or just
lounging, rummage through the racks of a store’s sleepwear
section. Since they are not considered specialty items like
gym gear, the T-shirts and pants can be much less expensive!

Looking for ice cream toppings? Bypass the selection next
to the frozen foods and head to the baking aisle. There
you’ll find sprinkles, chopped nuts and other goodies for
up to 50 percent less! That’s because they’re being sold
as less-flashy baking ingredients rather than fancy dessert
toppings.

*** PENNY’S THRIFTY TIPS BOOK IS HERE  ***

Save your money simply and successfully with all of Penny’s
best Thrifty Tips. For more info or to order visit:

http://pd.gophercentral.com/u/14727/c/186/a/619

*********************************************************************
END OF THRIFTY TIPS – Another GopherCentral Publication
Copyright NextEra Media. 2010. All rights reserved.

Everybody accumulates. It’s human nature. Every now and then
we will go through the garage or attic and find piles of
things we will never use again. But before you haul all of
that “garbage” to the trash…take another look and identify
what can be donated and what can be sold.

Keep pinchin’ those pennies,
Penny

———————————————————————————–

Microfiber Pet Drying Mitts
Never Struggle To Dry Your Wet Pet Again…

Retail Price: $9.99
DEAL PRICE: $7.99
Get two for: $11.98

The Microfiber material is great for absorbing more dirt,
oil and water than other types of gloves. Absorbs up to
five times its weight. Naturally attracts and holds loose
hair and dander. Great to keep multiples on hand.

Just slip them on and pet your wet pet and dry them instantly.
Great after bath, walks in the rain… anytime!

Keep one handy in the home, car, boat, camper or anywhere
dogs will track in dirt.

FEATURES:
- Includes 2 Drying Mitts (Length 11″, Width 8″)
- Made of washable poly/nylon microfiber fabric.
- Absorbing up to five (5) times it’s Weight in Water!
- Has sewn in finger slots to aid in gripping & massaging.
- One size fits all.
- Machine Wash; Tumble Dry

Grab a pair of Pet Drying Mitts for $7.99 or save an additional
$4.00 and get two pairs for $11.98.
http://pd.gophercentral.com/u/2443/c/120/a/%%merge lists_.nalt3_%%

*****

TODAY’S THRIFTY TIP:

Clean clothes, furniture and household items can be donated
to a local thrift store. Some even offer pick-up service.
(Keep a list of items you donated and their value for income
tax purposes.)

Hold a garage sale, advertising it in your local paper. Sell
some of your items through resale shops that specialize in
music, clothing, books, furniture or sports equipment.

*** PENNY’S THRIFTY TIPS BOOK IS HERE  ***

Save your money simply and successfully with all of Penny’s
best Thrifty Tips. For more info or to order visit:

http://pd.gophercentral.com/u/14727/c/186/a/619

*********************************************************************
END OF THRIFTY TIPS – Another GopherCentral Publication
Copyright NextEra Media. 2010. All rights reserved.

Cash, credit or debit? You’re asked to make this decision
every time you make a purchase, but what’s the right answer?
Is there a right answer? A frugal answer?

Keep pinchin’ those pennies,
Penny

———————————————————————————–

Long Handle Windshield Express 5-Pc Kit
You Car Will Thank You…

List Price: $19.99
DEAL PRICE: $7.99
Get two for $11.98

Clean your car windshield in a fraction of the
time it used to take. The Long Handle Windshield
Express – 5-pc Kit uses an angled handle to reach
every inch of your window without straining and
stretching your body.

The cleaning head is covered with a microfiber
cloth that uses plain tap water for sparkling
results. No glass cleaner needed.

Have some fog or moisture on your windows? This
is perfect for moisture removal. Not just for
vehicles, great for the home & office too.

5-PIECE KIT INCLUDES: Two (2) Microfiber Covers,
Extra Large Hand Cloth, 16″ Long Handle, Drawstring
Storage Pouch

FEATURES: Makes cleaning windshields fast and easy.
- Cleans and shines with just plain water.
- Long 16″ handle for all size cars, trucks, SUV’s and even RV’s.
- Pivoting Head

So take the strain and pain out of cleaning windows… Grab one
for $7.99 or get two for $11.98.
http://pd.gophercentral.com/u/3325/c/120/a/%%merge lists_.nalt3_%%

*****

TODAY’S THRIFTY TIP: Cash, Credit or Debit: Which is Best?

Actually, any of the payment options could be frugal with
the right strategy behind it. You could:

use cash to avoid incurring any debt or chances of over-
draft

use a debit card to avoid carrying cash (which you may
be tempted to spend) and to avoid incurring debt

use a credit card to earn rewards points and pay off the
balance each month

Three different approaches, but all frugal in their own
way.

*** PENNY’S THRIFTY TIPS BOOK IS HERE  ***

Save your money simply and successfully with all of Penny’s
best Thrifty Tips. For more info or to order visit:

http://pd.gophercentral.com/u/14727/c/186/a/619

*********************************************************************
END OF THRIFTY TIPS – Another GopherCentral Publication
Copyright NextEra Media. 2010. All rights reserved.

Find yourself blowing big bucks on small purchases like
coffee and vending machine snacks? Here’s a simple way
to crush the habit:

Keep pinchin’ those pennies,
Penny

———————————————————————————–

Travel Ready 37 pc First Aid Kit
For your Car, Home, or Office…

List Price: $3.99
DEAL PRICE: $2.49
Get two for $3.58…   Get 10 for $17.90

Here is a First Aid kit that is perfect for anyone on the go.
It’s small and travel ready. It can easily fit in a glove box,
desk drawer or even a purse.

You’ll love the cool plastic storage case that you can restock
& reuse. These make excellent gifts. Stock up on them while
you can at this low price.

INCLUDES:
- Ten (10) Plastic Bandages (3/4″ x 3″)
- Ten (10) Plastic Bandages (3/8″ x 1 1/2″)
- Two (2) Gauze Pads (2″ x 2″ – two per pack)
- Three (3) Alcohol Cleansing Pads
- One (1) Butterfly Closure
- Ten (10) Cotton Tips
- Plastic Case (Re-Useable) Size: W: 4″ L: 5″ D: 1″

Grab one for $2.49 save an additional $1.40 and get two for
$3.58 or save an additional $7.00 and get 10 for $17.90
http://pd.gophercentral.com/u/1088/c/120/a/%%merge lists_.nalt3_%%

*****

TODAY’S THRIFTY TIP: Set Long-term Goals.

Pick something that you really want–a vacation, a fat
emergency fund, to get out of debt–and remind yourself
of this goal each time you feel tempted to blow money
on a non-essential. Then, take the money you would have
blown, and put it towards your goal. Before long you’ll
be sunning yourself on a tropical shore or sitting on
top of a mound of money. Who knew breaking bad habits
could be so rewarding?

*** PENNY’S THRIFTY TIPS BOOK IS HERE  ***

Save your money simply and successfully with all of Penny’s
best Thrifty Tips. For more info or to order visit:

http://pd.gophercentral.com/u/14727/c/186/a/619

********************************************************************
END OF THRIFTY TIPS – Another GopherCentral Publication
Copyright NextEra Media. 2010. All rights reserved.

There is an old saying which cautions people to never put
off to tomorrow what can be done today! This is particularly
true for saving!

Keep pinchin’ those pennies,
Penny

P.S. Remember, folks, kick your Valentine’s Day off right
with a FREE eCard from American Greetings. There are thousands
of greetings to choose from including animated and musical
cards! Just click: http://c.gophercentral.com/cTIW

———————————————————————————–

FUZZY SOCKS – Very Soft & Comfy…

Retail Price: $7.99
DEAL PRICE: $2.99
Get two for $4.98

Warm and cozy microfiber socks come in a variety of stripes
and solid colors. So soft you have feel it to believe it!
These quality socks are made of 97% Polyester, 2% Spandex
and 1% Rubber. Machine washable. Women’s size 9-11.

PLEASE NOTE: Because of the low cost, colors are chosen
at random. Grab a bunch by visiting:
http://pd.gophercentral.com/r/120/a/%%merge lists_.nalt3_%%/l/1d7p94

*****

TODAY’S THRIFTY TIP: Start Saving

Getting out of debt is as much about paying off debt as it
is about avoiding new debt. That’s why it’s important to
prepare for the unexpected – car repairs, medical bills,
time off from work – basically any expense that could cause
you to pull out that credit card and start spending again.
Estimate how much of a cushion you’ll need to shield your-
self from surprise expenses; then, set that amount aside in
an emergency fund. If you can’t afford to fully fund the
account now, that’s okay; just set aside a small amount
each month until you reach your savings goal.

*** PENNY’S THRIFTY TIPS BOOK IS HERE  ***

Save your money simply and successfully with all of Penny’s
best Thrifty Tips. For more info or to order visit:

http://pd.gophercentral.com/u/14727/c/186/a/619

********************************************************************
END OF THRIFTY TIPS – Another GopherCentral Publication
Copyright NextEra Media. 2010. All rights reserved.

I think everybody knows what’s coming up this weekend!
Valentine’s Day is a big day for blowing lots of cash, and
that means it is a big opportunity to save money, too!

Take your sweetie out for dinner or a show, or even a
romantic meal at home, but if you are going to give her (or
him) a Valentine’s card do it the thrifty way.

Scroll down for more.

Keep pinchin’ those pennies,
Penny

———————————————————————————–

GENUINE LEATHER MEN’S TRIFOLD WALLET

Normal Price: $19.99
DEAL PRICE: $5.99, get two wallets for just $7.98…

Loaded with features…. Open it up and you won’t believe all
the space in this compact area. It has two (2) currency
sections, two (2) window ID’s & six (6) leather credit card
slots., six (6) clear credit card slots, one (1) hidden pouch
great for a key! There’s a spot for everything…

The Marshal motto of, Sure, Pure & Perfect is never more true
than with this classic black wallet. It’s a wallet that demands
attention!

What may be the biggest surprise is the price we have… through
a special buy, we are able to offer this quality wallet for less
than cost. In fact you can get three (3) wallets for less than
the normal price of one.

To see a picture of it (or the Classic Bifold Style),
visit: http://pd.gophercentral.com/u/3744/c/120/a/619

*****

TODAY’S THRIFTY TIP: Send an eCard.

Funny & romantic Valentine’s Day video Ecards to send your
sweetie. Through GopherCentral you can get a FREE Valentine’s
eCard from Americangreetings.com but you have to click on the
link below for your free trial! It’s just that easy.

http://c.gophercentral.com/cTIW

*** PENNY’S THRIFTY TIPS BOOK IS HERE  ***

Save your money simply and successfully with all of Penny’s
best Thrifty Tips. For more info or to order visit:

http://pd.gophercentral.com/u/14727/c/186/a/619

********************************************************************
END OF THRIFTY TIPS – Another GopherCentral Publication
Copyright NextEra Media. 2010. All rights reserved.

When was the last time you did an inventory of your closet
and drawers? I guarantee, depending on the size of your
wardrobe, you can find dozens of items you haven’t worn in
a year or more. You can turn those clothes into cash!

Scroll down to find out how.

Keep pinchin’ those pennies,
Penny

———————————————————————————–

BRAWNY PRODUCE PROTECTOR BAGS
Package of 20…

Normal Price: $9.99
DEAL PRICE: $5.99
Get Two Packages (40 Bags) for $9.98

Tired of throwing out rotten food? Brawny Produce Protector
Bags prolong the life of your fruits, vegetables and cut flowers
without the use of chemicals. Stock up on produce without
worrying about rapid spoilage or extend the life of your home-
grown fruits & veggies.

HOW PRODUCE PROTECTOR BAGS WORK:
Fruits, vegetables and flowers release ethylene gas while
ripening after harvesting or picking. Ethylene gas accelerates
ripening, aging and rotting. Forever Bags absorb and remove this
damaging gas, dramatically extending the life of fruits,
vegetables and flowers.

FEATURES:
- You get 20 Brawny Produce Protector Bags (10 – 9″ x 15″, 10 – 12″ x 17″)
- Save Money… Waste Less Produce
- Reusable up to 20 Times
- Keep Produce Fresh Approx. 30 Day
- Reduce Vitamin Loss by 50%

It does all that with NO CHEMICALS! Get one package of 20 Brawny
Produce Protector Bags for $5.99 or pick up two packages (40 Bags)
for $9.98. Yep… you’re getting two for the normal price of one.
VISIT: http://pd.gophercentral.com/u/14363/c/120/a/619

*****

TODAY’S THRIFTY TIP:

Simplify your wardrobe. A lot of second hand stores will
pay cash for gently used clothes. But even if you don’t
have a store like that in your neighborhood, you can donate
your old clothes. Save the receipts and you can deduct the
estimated value on next year’s taxes as a charitable contri-
bution!

*** PENNY’S THRIFTY TIPS BOOK IS HERE  ***

Save your money simply and successfully with all of Penny’s
best Thrifty Tips. For more info or to order visit:

http://pd.gophercentral.com/u/14727/c/186/a/619

********************************************************************
END OF THRIFTY TIPS – Another GopherCentral Publication
Copyright NextEra Media. 2010. All rights reserved.